To provide the much - needed sense of comfort and security to our members in their silver years, AILREA has launched a group health insurance policy for its members since 2015
The Group Health Insurance Plan (GHIP ) commences on 08 Sep of each year and is valid till 07 Sep of the following year. Every year, when the policy comes up for renewal, we hold protracted negotiations with various Insurance companies to obtain the best quotation as well as the most favourable terms & conditions. After this annual process is completed, the finalised details are advised toour members vide newsletters in the month of August so that enrolment for the newyear is completed in time for the policy to commence on 08 September
For the year 2021-22, we received the best quote through our brokers M /s Edelweiss Insurance Brokers Ltd,from New India Assurance. Our TPA this year will continue to be M /s Family Health Plan Insurance TPA Ltd (FHPL), as last year.
There is no upper age limit to enter the policy. This is a big advantage as most of our retirees are not eligible for individual policies at affordable rates due to advanced age factor.
No medical test is required to join the scheme. Pre existing ailments are also covered in our policy.

Super Top Up Add On Policy

We are really pleased to announce anamazing new offer of Super Top Up Addon Policy for GHIP 21 -22 .
This is the very first time we have succeeded in procuring such a benefit for our members.
Generally Insurance Companies DO NOT OFFER such policies to groups consisting of ONLY Senior Citizens. However our policy has performed well and remained steady and viable for the past six years and now we are reaping the benefits of the same
We are all aware of the High Cost of Insurance as well as the need for having an adequate Sum Insured. The Super TopUp provides an Additional cover of 10 lakh at a fraction of the cost of the initial policy cover.
For more information please refer to the GHIP FAQs.